Saturday, September 7, 2019


September 07, 2019 Saturday

Bedtime Story 


How Independent Can Central Banks Be? 


The queerest and the most damning aspect of this whole chicanery is that greater the government goes in debt the greater is the prospect of money supply increasing in the economy.

So where is the catch?

The catch is in the induced inflation and the interest rates due to “excess” fiat currency in the economy but we will not go into those because we are still to understand how this entire machination of money creation works.

It is not surprising therefore that with this lopsided economics where money is created ex novo (yet again a fancy economic term for shameless printing of paper currency) it is the wealthiest developed economies that have the greatest national public debts. 

As I had said earlier the United States federal government since its formation was in public debt; it was a nation that was forged out of money created ex novo (the famous Continental currency or the Continentals if you recall that collapsed on its own weight or rather volume).

It is both the governments of the United States and Japan that are the world leaders in national debt figures both in absolute terms and in relative terms such as percentage of GDP, percentage of world public debt or even per capita. 

The central bank in theory is supposed to control the amount of money it prints regardless of how much the government (“we the people”) pressurizes it to print but in practice it is hard to believe that the bosses of central bank would stay free and independent from the clutches of the powerful politicians who have to keep the baying crowd pleased and prevent from getting restless and storming the castle.

It is the general belief that at least in most developed nations central banks are independent institutions but tell me how can it be so when even the board of governors of the Federal Reserve System (The Central Banking System of the united States) comprising of seven-member are appointed by the President of the United States?

Moreover, it is the federal government that sets the salaries of the board’s seven governors.

In every which way, right from its appointment to its salaries, the Federal Reserve is an instrument of the United States Government (meaning “We the People”) and yet it makes the farcical claim that “the Federal Reserve System is an independent central bank because its monetary policy decisions do not have to be approved by the President or anyone else in the executive and legislative branches of the government, it does not receive funding appropriated by the Congress, and the terms of the members of the board of governors span multiple presidential and congressional terms.” 

And even if let us presume that to some extent some governors of the board of the Fed do manage to stay away from the influence of powerful politicians and businesses what chance do the bosses of Central Bankers have of banana republics such as Nigeria, Nicaragua, Pakistan, Russian Republic or India?

We have recently been witness to governors of Reserve Banks of India either resigning in protest (Urjit Patel and his deputy Viral Acharya) and Dr. Raghuram Rajan not seeking extension of his term largely due to disagreement with monetary (and not economic) policies of the government.

Stay tuned to the voice of an average story storytelling chimpanzee or login at http://panarrans.blogspot.com
                              
Good night Mon Ami and my fellow cousin ape.
                           
  
                

                  












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Another great educator and a teacher that I am aware of is Professor Subhashish Chattopadhyay in Bangalore, India.

While I narrate stories, Professor Subhashish an electronic engineer and a former professor at BARC, does and teaches real mathematics and physics.

He started the participation of Indian students at the International Physics Olympiad.

Do visit him here:


All his books can be downloaded for free through this link:


For edutainment and English education of your children, I recommend this large collection of Halloween Songs for Kids:

         

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